Buying your home can bring mixed emotions. It can be one of the most exciting times in your life, but at the same time, one of the most stressful. Whatever happens, it is more than likely to be the single biggest financial commitment you will ever make.

Mortgages

Start Your Mortgage Journey Today

What are the benefits of getting mortgage advice?

  • Enriched offer an unlimited range of mortgage products. This means that we source the recommended mortgage from the range of mortgages available to “Intermediary” Firms. We are a ‘whole of market’ broker who can advise on products from a wide range of lenders and therefore not limited to a panel of lenders, known as a ‘tied/ restricted’ broker.

  • Enriched will help you identify and achieve your objectives, based on your individual and personal circumstances. With so many different types of deals on offer that are frequently changing, we will make sure we explore and explain all your options securing the right deal for you.

  • We will drive the entire process here at Enriched, keeping you informed throughout. From the initial research, receiving a decision in principle, all through the application process to achieving your mortgage offer and then completion. We are familiar with the considerable paperwork the underwriter may ask for and how key information should be inputted.

  • As part of your application any lender will carry out a credit check to see how well you have managed your finances and any lending you have taken out in the past. A detail as small as a parking ticket or missed phone contract payment may make it harder to get a mortgage approved. Here at Enriched we are familiar with how each lenders’ affordability assessments work, allowing us to place you with a lender that will give you the best chance of acceptance.

  • With have over 25 years combined experience within the mortgage industry here at Enriched. We have worked hard to build a strong long-established relationship with our lenders. We have regular conversations with our business development managers providing us with criteria updates and policy changes. This can really give you, our clients, an advantage when it comes to placing a unique scenario or short deadline case for a house purchase completion.

  • Even after your mortgage has completed, we still believe in keeping in touch and servicing our clients is important to us. We will contact you near the end of your deal period minimising the chances of slipping on to your lender’s potentially costly standard variable rate. We can also look at further advances or any other needs you require during the term of your mortgage.

    You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

What people say

  • "Danielle really has helped us feel at ease and explained the process well to us compared to our current mortgage provider. Thanks"

    – Karen

  • "Exceptional customer service and support provided throughout the process – couldn't have asked for better!"

    – Sean and Jade

  • "Professional service as always"

    – Kieran

  • "Dave and I have been pleased and impressed with the quick response times, straightforward, helpful advice and excellent service throughout the process so far."

    – David and Alice

  • "Excellent work so far, really impressed with your speed, knowledge and efficiency. We'll review more fully when everything is sorted, but it's looking good so far, thanks."

    Tom and Annie

  • "Couldn't have asked for a better person to deal with. Danielle answered all my questions, and helped me understand all aspects of the process. She is an asset to their team. Will definitely be in contact with Danielle in the future and will definitely recommend her.

    – Lois and Greg

  • " All advice and information provided has been incredibly useful, detailed and clear. Danielle is amazing, nothing is too much trouble, she replies promptly and makes everything clear"

    – Katie

  • "Really quick at getting back to me and keeping me up to date with the application"

    – Andrew

  • "I feel the service provided and on-hand advice has been extremely helpful and well appreciated. I have mainly dealt with all matters by email, but appreciate it when I need to speak to someone over the phone then I'm able to.

    – Ellis and Paris

  • "Very satisfied with the advice and service received so far. We appreciate your help with this"

    – Emma

  • "Good service – responded quickly to changing interest rates to secure a good deal"

    – Alfred

 

Contact us

Take the first step in meeting your financial objectives and having the future you want. Let's talk!

Office Location
Office 4,
Evolution House,
Lakeside Business Village,
St David’s Park,
CH5 3XP

Hours
Monday–Thursday:
09:00–17:00
Friday:
09:00–16:00

Phone
01244 668771

Email
info@enrichedfs.co.uk