Should an accident or illness prevent you from working, family protection insurance will secure you and your loved ones’ livelihoods.

Depending on your policy, life insurance pays a one-off lump sum to your beneficiaries when you die, or regular income for a set period of time. Our chartered financial planners will help you identify a policy that works for you and your estate.

Mortgage protection insurance protects your loan if your income drastically changes due to illness, or injury. Our in-house mortgage protection team will evaluate your individual circumstances to advise if you need mortgage protection and find the right policy.

Business protection insurance provides a lump sum cash payout, should such an event occur, which would allow the surviving business owners to keep full control of the business by buying back the deceased’s share of the business, from their family. Our team of experienced chartered financial planners can work with you and your accountants to ensure the right cover is in place and advise of a range of suitable trusts for you.

Often the loss of a business partner can result in a significant loss in revenue, especially if that person was integral to the running of the organisation. A lump sum of money, can be exactly what you need to balance out a loss in finances and ensure your business bounces back financially.